Personal and business banking

Banking built on trust, clarity and control.

Standard Union Services gives you a current account, multi-currency balances, cards and transfers in one place, with the controls and audit trail a serious account deserves.

10 currencies supported
2FA on every transfer
24/5 relationship support

Account overview

Active

Total balance

$48,920.15

  • Payroll deposit

    Completed · today

    +$3,200.00

  • International transfer

    Pending · yesterday

    -$1,150.00

  • Card payment

    Completed · 2 days ago

    -$84.20

Illustrative figures.

What you get

Everything in one account

No add-on tiers and no surprise fees. The account you open on day one is the account you keep.

Multi-currency accounts

Hold and settle in ten major currencies from one balance, with clear rates and no hidden spread.

Transfers that arrive

Domestic payments clear in minutes. International transfers carry a reference you can track end to end.

Cards on demand

Issue physical and virtual cards against your balance, with per-card limits you control.

Security by default

Hashed credentials, PIN-authorised transfers, session timeouts and a full audit trail on every action.

Statements that make sense

Every movement carries its reference, counterparty and status. Export whenever you need to.

Support that answers

A named relationship manager, reachable by email, who knows your account.

Transfers

Send money with a reference you can follow

Every transfer is authorised with your PIN and a one-time code, then recorded on your statement immediately with a unique reference. You always know where a payment stands.

  • Balance checked and held atomically, so a failed transfer never loses funds.
  • Local and international flows with the fields each one actually needs.
  • Status moves from pending to completed in front of you, not behind the scenes.

Security posture

Credentials
Argon2/bcrypt hashes, never reversible
Transfers
PIN plus one-time tax code
Sessions
Idle and absolute timeouts, rotated on sign-in
Forms
CSRF token on every state change
Database
Parameterised queries only

Open your account today

It takes about three minutes, and your account number is issued straight away.